How to Find the Right Property for You
There are a number of things to decide upon such as:

Area
Which area do I want to live in
How long will it take to get to work
Where is the nearest Motorway exit
What schools are in the area and which system do they operate (primary, secondary or first, middle and secondary)
How far to the nearest shops
Rural or countryside
Is the area noisy or quiet

Property
Parking easy? Garage, driveway or road?
Is the house in good repair?
Double glazed?
Fully heated?
What structural work needs to be done?
What decorating needs to be done?
What fittings and furnishings are included in the sale?
How much will it cost to heat (ask for bills)?
How much is the Council tax?
Is the property freehold or leasehold?
Are there any expenses that are shared with neighbours?

Before you start looking
Talk to a mortgage company and determine the maximum amount that you can comfortably afford to borrow. Formulas are used based on the salaries of the lenders. Remember interest rates can go up and personal circumstance can change (starting a family!)
Set your budget
Decide what type of mortgage you need (repayment, endowment, pension) and what type of payment plan you want e.g. discounted mortgage, fixed rate, capped rate. Also establish what exit fees are due for early repayment
Look at all likely costs of moving:

Solicitors fees
Estate agent fees
Lending fees
Surveyors
Stamp duty if applicable
Transportation/removal costs

Start the process of arranging a mortgage in principle.

Searching for a house
Visit our offices and talk to one of our experienced consultants
We will arrange for particulars of appropriate properties to be sent or emailled to you and will arrange a visit to view the property at a convenient time to you. If you find a property that you particularly like then view it again but at a different time of day so that you obtain a more rounded view of the property. Remember that this can be the biggest purchase of your life so make sure that it is a good one!
Once you have found a property that meets your requirements and is within your budget then make an offer to the vendors through our offices. We will contact the owner on your behalf and pass on your offer. You will be required to make a deposit on the house. Your offer is only accepted subject to the findings of your survey and any undisclosed findings that a solicitor may uncover.

Once you have found a Property there are several actions to take

Arrange a Survey
Decide on whether you want a full structural survey or a valuation survey. Which one you choose will depend on the age and type of the property.

Employ a solicitor to carry out the conveyancing of the property. Your solicitor will draw up a contract between yourselves and the vendors. A date will be set for exchange of contracts and completion.

Finally, you will need to arrange insurance on your new property.